Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content 18 Years’ Worth of Days The average retirement lasts for 18 years, with many lasting even longer. Will you fill your post-retirement days with purpose? How Women Can Prepare For Retirement Are women prepared for a 20-year retirement? My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.